Owning a trucking company in Waldron, AR isn’t always easy, and finding the right insurance policy only complicates matters. When shopping for trucking insurance, there’s a whole host of factors you must consider that aren’t present when buying insurance for your personal vehicle. Combine that with all of the terminology and coverage variations, and you have a daunting task on your hands.

At The Owens Agency LLC, we understand your unique position. That’s why we’ve created this brief guide to the different types of trucking insurance.

What Trucking Insurance Can Cover

No matter what aspects of your business you need coverage for, there’s likely a policy out there for you. But how do you know what you need to be covered? First, you’ll need to know what kinds of coverage the state requires. Then, you can look at the other types of coverage offered and see what applies to your company. Remember that the minimum cover required by the state likely won’t protect your livelihood in the event of a serious accident.

Standard coverage, such as primary and general liability, covers damage to others’ property or injuries and risks like slips and falls at your office, respectively. You’ll also likely want a policy that covers damage to your truck during an accident and the goods that the truck is hauling, medical bills that you or your driver may have, and a borrowed trailer so you can maintain operations. Additional bobtail insurance may be useful if you or your driver(s) often drive the truck without a trailer attached.

Protect Your Trucking Company With Help From The Owens Agency LLC

If you’re looking for the right mix of coverage and premiums to keep your company on the road, we can help. We can provide you with the freedom to choose the exact coverage you need. Give us a call today at 479-637-2207.