Your home is probably the single biggest investment that you will ever make.  When you have a mortgage, your lender will likely require you to have a home insurance policy to protect their investment but what about when you don’t have a mortgage? Is it still a good idea to have home insurance?  At The Owens Agency LLC in Waldron, AR our experienced agents can help you to decide if coverage is right for you. 

Can you repair or replace your home

If your home is destroyed or damaged by high winds, fire or vandalism would you be able to afford to pay to bring it back to its original condition?  Would you be able to replace your furniture, appliances, clothing and personal items? If the answer is no then maybe you can’t live without home insurance. 

Can you afford to stay someplace else

If your home is damaged and is unliveable would you be able to afford to live somewhere else for what could turn out to be months? If the answer is no then maybe you need home insurance. 

If you get sued

If someone is injured while visiting your home or if your dog bites someone would you be able to pay for the litigation and judgment that might result? If the answer is no, you may need home insurance. 

Protecting your home from all the unfortunate things that can happen also safeguards your investment and your assets. Things happen, some of them are bad. Talking to the knowledgeable staff at The Owens Agency LLC in Waldron, AR can help you to guarantee if bad things happen to your home, you have the coverage you need to repair or replace the home you love. Give us a call or stop by our office for a no-obligation quote.