Whether it is the call of the open road, business travel, or an emergency road trip, it is prudent to check if your state’s laws differ from the state you are traveling to and through before your trip. At The Owens Agency, LLC, we can help make sure you are fully protected, no matter where you roam. We serve Waldron, AR, and the surrounding areas.

How Can Crossing State Lines Effect My Auto Insurance? 

As a general rule, crossing state lines will have little effect on your auto insurance and most states laws are very similar when it comes to driving that there are no emergent risks. However, some situations merit discussion if you plan on traveling out of state because you can be left unprotected in some circumstances. 

One way insurance can be effected in another state is if you break the law while driving. You may end up being more liable for an accident than if you got in the same accident in a state without the same law. An example is in Iowa. Drivers are required to give utility trucks the right of way if their lights are on. This law is not common across the nation, but if an accident occurs while not following that law, even if breaking the law did not cause it, you can be held accountable (liable) in some cases. This can affect your claim for that accident. 

Contact us at The Owens Agency, LLC if you want to purchase a new auto policy, upgrade your current policy before a trip, or if you have any questions. We serve the drivers in and around Waldron, AR with all of their insurance needs.